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Credit Cards: General Information

This article explains why credit cards are recommended, how Scouts can accept credit card payments, and what you need to know about Square and fees.

Updated this week

®Why Are Credit Cards Preferred?

Credit cards are recommended because they make fundraising easier, safer, and more efficient for Scouts, families, and leaders.

Benefits for Leaders

  • No manual cash counting or trips to the bank.

  • Reduced risk of errors, counterfeit bills, or missing payments.

  • Faster and simpler accounting.

  • Easier and quicker settlement with the Council (often no checks required).

Benefits for Scouts & Families

  • Higher rewards points compared to cash sales.

  • Less risk of losing or misplacing cash.

  • No need to transport large amounts of cash to a leader or treasurer.

  • Convenient and familiar payment method for customers.

Customer Behavior

  • Many customers prefer credit cards over cash.

  • Studies show customers often spend more when using credit cards, which can increase fundraising success.

Streamlined Accounting for Units

  • Credit card payments help units settle balances faster.

  • Councils and units benefit from quicker, more accurate payments.


What Credit Card Methods Can Scouts Use?

The Trail’s End App® uses Square technology and supports four ways to accept credit card payments:

1) Tap to Pay on Phone

  • If your phone has NFC (Near Field Communication) capabilities, you can accept payments with Tap to Pay on your device.

  • Accept contactless payments directly on your phone.

  • Works with credit cards, Apple Pay, Google Pay, and digital wallets.

  • Learn more:

2) Manual Card Entry

3) Square Reader (Optional)

4) Customer Device Payments

  • Share a secure checkout link or QR code with the customer.

  • Customers can pay using Apple Pay, Google Pay, Cash App Pay, or credit card.

✅ For all of the above methods, credit card processing fees are covered by Trail’s End® when payments are made through the Trail’s End App®.


Do I Need a Square Account to Accept Credit Cards?

No. You do not need a Square account to accept credit cards.

  • The Trail’s End App® handles all credit card processing.

  • A Square Reader is optional.

  • You can accept credit cards using:

    • Tap to Pay

    • Manual entry

    • Customer device payments

    • Square Reader (optional)


Are There Credit Card Processing Fees?

No. There are never any credit card processing fees when using the Trail’s End App®, including:

  • Tap to Pay

  • Manual card entry

  • Square Reader

  • Customer device payments

⚠️ Note: Fees are not covered if you use the Square app or your own Square account.

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